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How to Check Indigo Credit Card Application Status?

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In order to check the status of your Indigo Card Application Status, there is only one method available which is calling the customer care department.


Thus, the following are given steps to Check the Status of your Indigo Credit Card and confirm whether it is approved or not. 

  • Make a call to the customer care department at 866-946-9545.
  • You will be asked to provide your Account Number.
  • Once you provide your Account Number, go through some quick choices.
  • Tap on 1 and your call will get transferred to the Customer Care representative.
  • You will be asked for details such as your Full Name, Date of Birth, and Social Security Number (SSN).
  • By the given information, the customer care representative will revert and confirm the Status of your Indigo Credit Card Application.

Changed your mind? Learn how to cancel your indigo credit card?

Note to remember while checking your Indigo credit card status


  • Once you have applied for the Credit Card, you will be getting the revert within 14 days only. If you are approved, you will receive your card via post. If you’re rejected, you will receive an email stating the reason.
  • The timings for reaching to the customer care department is from Monday to Friday, from 6 AM to 9 PM only. Ensure that you call within working hours to get an early response.

For more info check out Indigo Card FAQ page.

After you have received your card, Login into the web portal and register your card, the same can be done via myindigocard app.

The other step is to check Indigo Card Credit Limit.

MyindigoCard is one of the best credit cards out there, know about Indigo Credit Card Benefits.

Is There an Indigo Credit Card App?

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If you were searching for the Indigo credit card app to manage your credit card transactions and to make payments online, we’re regretful to state that the brand currently does not hold any app as of now.

However, for managing and making your payments online, you can have fair access to its website 24*7 without any hassles. Using its online portal will help you in many ways and it works similar to the usage of an application.

Thus, you can use the Indigo Credit Card’s Online Portal.

Also Check:


What is Indigo Card Credit Limit & How to Increase it?

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The Indigo Credit Card’s maximum Limit is $300.

While it is the maximum the card can issue to anyone, there’s no limit to the lower amount. The fee charges are $59 per annum for assessment setup and maintenance. The annual fee will deduct from your total credit limit. 

Having a higher credit limit myindigocard will benefit you in many ways. If you’re looking to build or rebuild your credit report, having a high credit limit can increase your usage as well.

For keeping your record clean and healthy, it is advisable to use not more than 20 or 30% of your whole limit. Thus, the higher the limit you get, the higher is your ability to spend more. It also aids in improving the credit score.

 We are sharing some ways that can increase your chances of getting your Indigo credit card limit increased.

Also Check: How do I cancel MyIndigo Credit Card?

How to increase your Indigo Credit Card Limit?

The limit issued to you is based on many factors and primarily on your past record. If you’re looking to get your MyIndigoCard limit increased, one can do two things-

  1. Wait until you get an offer from the issuer.
  2. Apply for an increase in your credit limit.

Generally, after getting your card issued, you can not ask the issuer to increase it unless you complete the successful 6 months with the brand.

 And in most cases, the company will re-evaluate your credit history and terms you have maintained with them.

 On the basis of that, your limit will increase or decrease. If you have yet not got an offer from the issuer itself, you can apply for the same. But before you do it, there are a few things that you must go through.

If you have more doubts and questions check out our FAQ page.

Who is eligible to request a higher credit limit from an Indigo card?

Before you jump on how to increase your credit card limit, it is vital to know who is eligible to crack the eligibility criteria. 

While considering the increase in the limit of your credit card, the card issuer will also consider many factors. Factors such as your income, your credit score, credit history, whether you’re making payments on time or not, and if there’s any new inquiry made from you for your credit report or for applying for a new credit loan are important.

 After going through all these points, the issuer will consider it. 

However, if you have recently inquired about a credit line, or holding multiple secured credit cards, or have received a sudden increase or decrease in your credit limit from any issuer, you must not apply to increase your credit limit.

If you think you are eligible for the card, still you are denied you can contact MyIndigoCard Customer Support

Factors to Consider Before Applying for the Credit Limit to Get Increased

There are a few factors that one must consider before they head to apply for their credit limit increase from the card issuer.

  • The timings- The timings matter a lot in this area. If because for any reason, you have missed your payment this time and have made a late payment, be it one day late too, you must not ask for it unless you make it on time for the next few months in a row.
  • Hard pull- For your information, the more you enquire about your credit report, the more negative impact it will leave on your report. Having said that, if you have recently requested a credit report or have made an inquiry for a new loan, it is better to wait for some months. 
  • Your score- Your credit score determines your credit limit. If you are their existing customer, you must make timely payments and not use more than 20% of their given credit line and it will surely aid in improving your credit report. If you are using the card heavily, you must not demand an increase right now. If you’re a new user, your credit score must be somewhere between 300 to 639. If you do not lie under these criteria, it is a no for you as well.

Once you have applied for the Credit Card know How to Check Indigo Credit Card Application Status? or can check the status via Indigo Credit Card App

Things to do to increase your Credit Limit

Here are the given tips that can aid you in increasing the chances of getting your credit limit increased. Please note that we do not claim an instant increase from the limit, however, these tips will help you in long term. 

  • Pay your bill on or before time- If you’re using your credit card every month, you know that the bill will generate on every fixed date of the month, and you will be given a few days for paying the same. Ensure that you always pay your bills in advance or on time. Do not delay it even for a single month.
  • Limit your usage to 20%- From any credit card you have been issued, you must not use it more than 20-30% of its limit unless it is very urgent. Keep your usage as limited as possible. 
  • Don’t hold multiple cards- Even if you have more than 1 credit card issued already with you, try not to use all of them. If you hold many, make sure you do not touch as many cards as possible. If you don’t hold them right now but is willing to, do not do it as your chances of getting your credit line increased will be impacted from the same.
  • Do not enquire about your credit score- You must be excited to know whether your credit score has been boosted yet or not. However, do not enquire about checking your credit score as it will also harm your credit report. 
  • Do not use the cash-out feature- Keep this feature as your last resort and try not to utilize it. You will get the feature of getting the cash out of the ATM using your credit card. But make sure you do not use this feature as it might not be a smart decision for boosting your credit limit. 
  • Reduce your financial liabilities- If you are already carrying a loan or is in debt from any financial institution, you must clear off your debts and then apply for an increase in your credit limit.

MyIndiGoCard Login

Indigo Card Customer Support

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The customer care support is thoroughly supportive and one can even make their payments using the customer care services. Other than that, their staff is always up for taking any query and providing the resolution to the customers.




For any complaints, queries, or for information related to myindigocard or login, you can contact the Indigo Card Customer Support.

There are multiple ways to reach them. You can contact them

  • Via phone.
  • Via FAX.
  • Via email.
  • App

For contacting the customer care support, you are required to call t 1-866-946-9545 and the timings for the same is from Monday to Friday, 6 AM to 9 PM. 

Their correspondence address is-




Genesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477

Indigo Credit Card App

FAQ

  1. Does the customer care services charge?

No, the customer care services offered by the Indigo bank are the complementary services you get by becoming their customer.

  1. Can we pay bills via customer support?

Yes, paying your dues is allowed via customer support. You just have to call them and share your details such as name, account number, and social security number and the team will help you.

  1. Can we call the customer care team anytime?

No, there is a specific timing available to contact customer support. You must adhere to it and contact them during their working hours only.

Visit our FAQs page for more!

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Indigo Card Benefits




Before you get your MyIndigoCard issued by the issuer, it is highly advisable to comprehend the benefits and check whether the card adds value to you or not. Below are the given benefits of using the Indigo card.

No Security Deposit Required-

If you don’t want to use a secured credit card, using an Indigo credit card will come in handy as it is an unsecured card where you’re not required to raise a security deposit against your credit card. It will be an unsecured credit card solely based on your creditworthiness.

There is no need to spend money for issuing this credit card or depositing money for the same. It is not a credit card that will be issued against a fixed deposit. So this card is perfect for someone who wants to start with 0 money.

Also Check: How to Increase MyIndigoCard Limit?

Aids in Building your Credit Profile-

If you do not have a remarkable credit profile and are looking to make it stronger, getting issued this credit card and paying its bill timely or before time will help you in boosting your credit score and build a better credit profile. It is a great way to build your credit profile as once it is built or repaired, you can start getting credit card offers from other leading credit card companies for fewer interest rates and appealing rewards.




Also Check: MyIndigoCard Login

Pre-Qualify without Harming your Credit Score-

Unlike other credit card brands, the Indigo credit card gives you accessibility to pre-qualify the credit card and check your probability of getting approved. The process is simple. You need to fill out a form online where you’ll be asked some questions and on the basis of that, you will get to know the scope.

Although you can apply for the pre-qualify and get to know, it will still not be your final decision. It is more like a soft yes or no based on your profile. But in order to get your card issued officially, you need to fill out a form and wait for approval.

The best part of this pre-qualify feature is that it will not harm your credit score in any case. But at the same time, you will know your possibilities of getting this credit card issued.

 

Also Check: Check Indigo Credit Card Application Status

Accessible Everywhere-

The Indigo credit card is highly accessible everywhere and hence, you need not worry about its usage. You will be able to use it in stores, outlets, online, and in most of apps. Even for the cash-out feature, you can use the card in any nearby ATM.

It is a platinum MasterCard which is not only acceptable to ATMs but all around the globe. You can make 90% of your payments using this card.

Also Check: Indigo Card Customer Support




Available for people with Low Credit Scores

 Most of the credit cards you will find will only be available to those who score more than 600 or 700 out of 800 as per the credit record. You also should have a very fair credit report with no bad records. However, for getting issued an Indigo credit card, you do not require to have an outstanding credit score.

The major highlight of this credit card is that despite having a bad credit report, your chances of getting approved are high. The card is available for users scoring 300-639 or more easily. Thus, we recommend this card to users with not a very good credit score.

Also Check: Is There an Indigo Credit Card App?

An Offer of No Annual Fee-

Now, this is conditional. If your credit profile is amazing and has no bad remarks or late payments or any such factor available, you can be eligible to get the Indigo credit card with no annual fee. However, as said above, it is conditional and is dependent solely on your issuer.

If you know you meet the eligibility criteria and your credit report does not consist of any late payments or defaults, you can ask the issuer to consider the 0 annual fees on your credit card. 

Also Check: How do I cancel my Indigo Credit Card?

1% foreign Transaction Fee-

Most credit card companies charge you a lot when it comes to making a foreign transaction. In other words, if you are making a transaction that is outside of your country, the charges you will pay will be higher than usual.

However, with the Indigo Platinum Credit Card, you can make any foreign transaction and the fee for the transaction will only be 1% which is nominal and less than other companies.

MyIndiGoCard FAQs

How do I cancel my Indigo Credit Card?

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For cancelling your MyIndigoCard, you’re required to-

  • Call your card issuer at 866-946-9545.
  • Share your basic details such as name, DOB, and Social Security Number.
  • State them that you wish to cancel your credit card along with a reason.
  • Follow the process they ask you to follow and wait.
  • Once they process it, you have to wait for another 24-48 hours and you will receive a confirmation on your email address.

Factors to Consider before you cancel Indigo Credit Card

There are multiple factors that one must consider before they cancel their credit card. Here are some of the factors that you must go through-

  1. Clear off your credit card balance- It is crucial and recommended that before you cancel your credit card, you must clear the credit card balance that you still owe. It might be the case that you may be allowed to close your credit card without clearing off the balance, however, if you clear off at the time of closure, it will be beneficial for you.
  2. Check on your subscriptions and recurring payments- You might have used your credit card at a place where it may automatically deduct money every month or so for a subscription or a service purchased by you. If you have done that, please ensure you update the details from all those accounts as after getting your card canceled, your credit card will not approve any of these payments.
  3. Contact the customer care- Even if you think you have paid all the dues left and there’s nothing left to do now, you must call your bank once and cross-check it with the representative. Ensure that you do not have any balance left with the account. Once the representative confirms that there’s no balance left for you to pay or an offer to redeem, you are good to go with the final confirmation for canceling your credit card. 
  4. Ask for an official statement- Although once the formalities are done, you will be getting the official statement from the bank itself about getting your credit card canceled. However, if you have still not received such from the bank, feel free to ask the representative to share the official note to confirm that the credit card is canceled. You are likely to receive it at your email address. It will work as the note will confirm that the closure of your credit card is not a glitch and has been done by your will. 
  5. Check your credit report- Do not hurry. Even though we have mentioned this factor to consider, it does not mean that you check it just after getting your credit card canceled. You must wait for a month or more and then demand a credit report and check the reason against your credit card closure. It should be written as “closed at consumer’s request” and not anything except this. If you find any other reason stated for the same, do contact the issuer of your credit card and enquire about the same. Any other reason may impact your credit score in a negative form. 
  6. Thrash your card- Since you have already canceled the credit card, you no longer require that. Although the card will become useless, to add an extra layer of protection, you must dispose of it or destroy it so that nobody can consider trying the card including you. 

FAQ-

  • Will my credit score will be affected if I cancel my credit card?

Yes, your credit report will have an impact if you cancel your credit card surely. However, if you clear off the dues and proceed to cancel, the impact will not be massive.

  •  Can I close my credit card with the balance?

No, even if you close your credit card with the balance in it, you will be charged interest on it and ultimately you will have to pay an amount that will be much more than what you had to pay. It will also impact your credit report. Thus, it is recommended to clear your dues first.

  • Can I cancel the Indigo credit card on my own?

No, you can not cancel the card on your own. For canceling the card, you must reach out to the issuer of the card and ask him to cancel it for you.

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About Indigo Platinum Mastercard

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Indigo Platinum Mastercard is a renowned credit card created for individuals with no or poor credit history and is issued by Celtic Bank. The credit card is an unsecured credit card and thus, does not require any sort of deposit. The card works more like a tool that aids in building a good credit report.

If you’re an individual facing rejections from banks due to your bad or no credit report, applying for the Indigo Platinum Mastercard would come in handy as the bank does not consider a certain amount of cash in hand, any fixed deposit, or a remarkable credit score to get in.

indigo platinum mastercard review

Even if you’re landing between 300-600 credit score, your chances of getting the credit card issued are high which is not the same with any other bank. 

The procedure of applying for a credit card is also very simple. For a safer side, you can apply with their pre-apply form where you’ll know your chances of getting approved or rejected and on the basis of this, you can further decide whether you should apply for it or not.

This is a safe method as if you directly apply and get rejected (Although the chances are less), it will impact your credit score. However, knowing the chances will save you from an instant rejection. Talking about the rewards you are going to get along with the card, it is not very tempting and exciting.

But at the same time, you are not going to be disappointed with their APR and annual fee as it is justified and not heavily charged. 

Unlike other brands, you’re not going to get any reward points that you can redeem later or such, but since the main aim of this card is to provide a better credit score, it is acceptable. Additionally, unlike others, you’re not going to automatically be promoted to a better deal with tempting offers and low-interest rates after using the card for a year or so.

The offer will remain the same and thus, you can use it as a temporary solution for repairing your credit score.

The Credit Card Limit of your Indigo card can go as high as $300 on which you will have to bear a $75 annual fee for the first year and $99 for afterward. If you fail to pay the bills on time, you will have to pay $40 on your balance as a late fee. 

The good part of your credit card is the rate of the foreign transaction fee which is only 1% and it is very low as compared to the other brands. There are many more benefits of using the Indigo credit card as well.

Overall, the Indigo credit card is an apt card with prominent customer support for users who wants to build or re-build their credit report. For other information such as knowing the status of your credit card application or canceling your credit card, you can refer to our other pages of the website.